Entries Tagged as 'Investing'

A very nice option: self-directed brokerage in a 401k plan

August 9th, 2009 · No Comments

I’ve recently finished a year-long stint on my employer’s “401k Committee”. We’d been searching for a new 401k plan provider in order to lower fees paid by both the company and individuals, as well as increase participants investing options. One thing we quickly learned was that many 401k providers are now offering plans that allow participants to opt out of the administrated, standard mutual-fund plan and fully control their assets using a “self-directed brokerage” option. This, in effect, gives you IRA-like control over your investments while still staying within the plan.

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Tags: 401k · Brokerage · Investing

Trading large cap US mutual funds for individual company stocks

January 31st, 2009 · No Comments

I write a lot about our plans and strategies to reach “geographic independence”, but it is important to keep in mind that we’re also simultaneously pursuing a “traditional” retirement plan. That is, investing in our 401k and IRA options for asset and income growth. This past week my wife and I talked and we agreed to make some changes in those accounts.

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Tags: Equities · Investing · IRA

How do you start out by investing in ETFs / stocks?

January 9th, 2009 · No Comments

I recently read an article entitled The best (and cheapest) funds around which purports to tell you when to invest using mutual funds vs. ETFs based on a cost analysis. Unfortunately, they make a few too many generalizations that simply aren’t universally true and so I disagree with their results. (Though I do agree with their analysis of annual expense fees.)

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Tags: ETFs · Investing

ShareBuilder’s MM sweep: BDMXX prospectus question

December 20th, 2008 · 3 Comments

I was doing some research this morning to further compare brokerage firms and started to look into the yield we’d earn on cash given various choices. In doing this, I noticed that ShareBuilder has our cash in the Bedford Shares of The RBB Money Market Portfolio which is managed by BlackRock Institutional Management Corporation (symbol: BDMXX). Seems fine, but why is the most recent prospectus only showing performance returns up until December 31, 2006?

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Tags: Investing · Money Market

Still questioning growth vs. income investments

November 24th, 2008 · 4 Comments

Michael Lewis, the author of ‘Liar’s Poker’, has written an anecdotal analysis of the mortgage meltdown that both shocks and scares me. The picture he paints leaves me seriously wondering what Wall Street will look like when the current market turmoil resolves. It has also inspired some significant internal debate in me regarding what we should be doing to best position ourselves to reach our goal of geographic independence.

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Tags: Equities · Investing · Passive Income

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