Entries Tagged as 'Personal Finance'

Hacking Quicken to import OFX transaction exports in foreign currencies

July 24th, 2010 · 48 Comments

… However, we can hack around the proprietary nature of WebConnect as it turns out this format is really OFX with one special (badly formatted) tag added. And in fact, you can download an OFX file, edit it manually, then import it into Quicken. You can even do this for a UK bank export into a USA install of Quicken!

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Tags: Personal Finance

Ally “No Penalty CD” rate drops to 2.05% APY

July 4th, 2009 · Comments Off

A week ago I posted that we were starting a move of our emergency fund cash to Ally Bank in order to take advantage of their “No Penalty CD” product. This will allow us to stop laddering our funds in 6-month CDs, which are generally sporting pretty low rates right now. So I was just checking to see if the last transfer had completed when I noticed that they’ve already dropped the rate from a 2.15% APY to a 2.05% APY.

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Tags: Personal Finance · Savings

No longer a need to ladder your emergency fund

June 27th, 2009 · 1 Comment

So earlier this week my wife and I opened up a new online savings account over at Ally bank, and I’ve gone back since to browse around Ally’s website trying to understand how to make the best use of their services and products. The information about their “No Penalty CD” really caught my eye, as it seems almost too good to be true.

More on this topic (What's this?)
How to Start an Emergency Fund
Rising Interest Rates and The End of Stimuland
Read more on Emergency Fund, Interest Rates at Wikinvest

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Tags: Personal Finance · Savings

Extra income from credit card rewards

February 22nd, 2009 · 1 Comment

I started paying pretty close attention to our GI-qualified income late last year. And thus I can say that this month is already shaping up to be a bit unusual as we’ve had cash deposits totaling over $300 as a result of two credit card rewards programs. Here’s the story so far.

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Tags: Credit Cards · Personal Finance

Addressing risk by increasing liquidity

February 10th, 2009 · 2 Comments

We’ve decided to stop making extra principal payments on our loans. Instead we’re going to direct that money into our GI portfolio to increase our liquidity. Here is our reasoning.

More on this topic (What's this?)
Risk Versus Volatility
Read more on Liquidity, Risk at Wikinvest

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Tags: Loans · Personal Finance

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