This week, one of my younger co-workers and I were having a rare discussion about financial matters when I lamented that I wished I had started investing earlier in my life. He immediately asked “Do you have any advice for me so that I can have a bit of a head start?” Well, I don’t consider myself much of an expert financial planner but I started to spout out thoughts anyway because I really wanted to help him. It didn’t take long for me to realize he wasn’t absorbing much of the content of my acronym-heavy sentences. I had to find a different way.