I read a story today that really has me wondering what credit card companies are thinking: Credit Card Industry Aims to Profit From Sterling Payers. Apparently, major credit card issuers are threatening to start charging people, who pay off their bills each month, more fees for using their cards as a bargaining tactic to stave off government legislation.

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I started paying pretty close attention to our GI-qualified income late last year. And thus I can say that this month is already shaping up to be a bit unusual as we’ve had cash deposits totaling over $300 as a result of two credit card rewards programs. Here’s the story so far.

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I’ve always been too paranoid to allow utility companies and other billers to automatically deduct their payments from our accounts and / or bill our credit cards. But recently I’ve decided that it’s a good thing to let them auto-charge a credit card, as long as some conditions are met. Here is my thought process.

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