My last posts about picking a brokerage talked about how my wife and I had decided to go with ShareBuilder on a temporary basis, but were now looking to switch to somewhere else. I know it has taken many more months then we first envisioned back then, but in the last week we’ve gotten off our fat asses and started to transfer our GI portfolio to TradeKing.

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So earlier this week my wife and I opened up a new online savings account over at Ally bank, and I’ve gone back since to browse around Ally’s website trying to understand how to make the best use of their services and products. The information about their “No Penalty CD” really caught my eye, as it seems almost too good to be true.

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Just a short note to log that FNBO Direct dropped their online savings account’s APY to 1.50% on June 22, 2009. FNBO’s previous rate change was to a 1.65% APY on May 18, 2009, so they’re continuing their downward trend which has been going on ever since we opened our account with them in late [...]

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Have you seen those new TV advertisements from Ally Bank? I love the one where the little girl gets denied the real pony and gives a withering, “You totally suck” stare to the Baldwin-look-alike. Anyway, after doing a quick check of high-yield savings rates on Bankrate.com, we’ve decided to take the plunge an open up a new savings account at Ally Bank.

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It’s that time of month again, and again we’re backing off of signing up for another 6 month CD term because rates just don’t seem worth it to us. Instead we’re keeping this month’s EF (really income replacement) money in a savings account.

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